Millions Of Americans Have No Life Insurance
|
Only 61% of adult Americans have life insurance (down from 70% in 1984).
Only 41% of adult Americans have individual life insurance, many rely on group insurance leaving them vulnerable if they lose their job.
The average life insurance needed, based on calculations recommended by the U.S. Government for victims of 9/11, is $459,000...The average insurance coverage owned is $126,000.
Almost half the population would be inadequately prepared if the primary breadwinner would die tomorrow.
Some 45% of widows and 37% of widowers say their spouse was inadequately insured.
Within two years after death, 50% of the widows and 33% of the widowers are "just getting by" financially.
In the last two years, 11% of America households shopped for life insurance only 8% bought - about 890,000 households out of 111 Million.
Visit us @ www.pricequoteonline.com
Most Americans don't recognize their need for life insurance coverage, only 29% felt they needed more.
30% of middle-market consumers (household income between $25,000-$85,000) find it difficult to determine how much life insurance to buy; 45% never had a Needs Analysis done.
Agents and brokers are seen as the most useful source of information when buying life insurance - more so than the internet, books and magazines, or TV and radio programs.
Facts from LIMRA International for LIAM, August 2004 Special Edition
Ramone Petite
|
|
|
Free Money Saving Auto Insurance Tips
Our money saving auto insurance tips were written for one reason - To Save You Money on your next auto insurance policy....(related: Insurance)
Auto Insurance In Texas
If you are looking for auto insurance in texas, you might want to check out golden rule insurance company who offers cheap auto insurance online. Of course there are plenty of other companies that also offer affordable rates, but first you should understand Texas auto insurance requirements.Texas is a tort state, which means that the driver is financially responsible for any damage and injury they ca...(related: Insurance)
Term Life Insurance Help
Life insurance can be a very scary thing. If you buy insurance when you're 30, but don't die until you're 90, chances are you're going to come out on the loosing end of insurance. ...(related: Insurance)
Choosing Long-term Care Insurance
A little over sixty percent of the folks who reach 65 years of age will need some long-term care. The average nursing home stay ranges from 2-5 years and costs on average of $135.00 per day currently in the United States. These averages and costs are going up little by little each year? Can you afford to be without long term-care insurance? Y...(related: Insurance)
Discount Life Insurance Will Give You The Best Protection You Need
There is always a chance that there is a better deal somewhere else, no matter what you are buying. That is why you should research and find discount life insurance. Did you know that life insurance ...(related: Insurance)
Car Insurance Online ? Benefits Of Applying For Auto Insurance Online
Drivers are applying for auto insurance online not just for the convenience of comparing quotes, but also to find the best insurance rate. The benefits also include discovering new discounts and not being locked into a long term relationship with an insurance company.Comparing QuotesBefore the internet, getting real quotes from auto insurance companies was difficult. But, now with a few clicks of a mouse, you can get instant access to insurance quotes based on the coverage you choose. Online insurance sites also allow you to look at the details of each plan, so you can compare the quality of coverage as well as the price.Finding DiscountsYou can reduce your auto insurance p...(related: Insurance)
Basic Coverage Of Homeowner Insurance Policies
The insurance policy is a package that includes more than 1 type of insurance in a policy. There are 4 types of coverage contained in the home insurance policy.Included are:Dwelling and Personal PropertyPersonal LiabilityMedical PaymentsAdditional Living ExpensesIn this article, Dwelling and Personal Property Damage will be explained:Property damage coverage will help pay for any damage to your dwelling or personal property. Other parts of your home, such as a detached garage, a shed, or any other building on your property are usually covered for about 10% of the amount of coverage on your home.Personal property coverage pays for your personal property, which includes your furniture, clothing, and other personal property.The amount of that insurance coverage is about 50% of the policy...(related: Insurance)
Finding Fast Life Insurance
Since the widespread growth of internet usage and database building it's never been easier or quicker to find fast life insurance. There was a time not long ago that the project could drag out forever. The process began ...(related: Insurance)
Term Or Whole Life Insurance - Which Is Right For You?
One of the most important things you will ever do is to choose a life insurance policy that will provide for your family after you are gone. Choosing the life insurance policy that is right for you and your family can be quite confusing. Do you want term life insurance? Would whole life, or permanent life, insurance be a better choice? Before you purchase a life insurance policy, make sure you understand the differences between the types of life insurance that are available to you.Life insurance is generally purchased as either term or whole life, also known as permanent insurance. While the cost ...(related: Insurance)
site-map - Copyright © 2006 Insurance | All Rights Reserved. | Insurance