Millions Of Americans Have No Life Insurance
Only 61% of adult Americans have life insurance (down from 70% in 1984).
Only 41% of adult Americans have individual life insurance, many rely on group insurance leaving them vulnerable if they lose their job.
The average life insurance needed, based on calculations recommended by the U.S. Government for victims of 9/11, is $459,000...The average insurance coverage owned is $126,000.
Almost half the population would be inadequately prepared if the primary breadwinner would die tomorrow.
Some 45% of widows and 37% of widowers say their spouse was inadequately insured.
Within two years after death, 50% of the widows and 33% of the widowers are "just getting by" financially.
In the last two years, 11% of America households shopped for life insurance only 8% bought - about 890,000 households out of 111 Million.
Visit us @ www.pricequoteonline.com
Most Americans don't recognize their need for life insurance coverage, only 29% felt they needed more.
30% of middle-market consumers (household income between $25,000-$85,000) find it difficult to determine how much life insurance to buy; 45% never had a Needs Analysis done.
Agents and brokers are seen as the most useful source of information when buying life insurance - more so than the internet, books and magazines, or TV and radio programs.
Facts from LIMRA International for LIAM, August 2004 Special Edition
Free Money Saving Auto Insurance Tips
Our money saving auto insurance tips were written for one reason - To Save You Money on your next auto insurance policy....(related: Insurance)
Auto Insurance In Texas
If you are looking for auto insurance in texas, you might want to check out golden rule insurance company who offers cheap auto insurance online. Of course there are plenty of other companies that also offer affordable rates, but first you should understand Texas auto insurance requirements.Texas is a tort state, which means that the driver is financially responsible for any damage and injury they ca...(related: Insurance)
Term Life Insurance Help
Life insurance can be a very scary thing. If you buy insurance when you're 30, but don't die until you're 90, chances are you're going to come out on the loosing end of insurance. ...(related: Insurance)
Choosing Long-term Care Insurance
A little over sixty percent of the folks who reach 65 years of age will need some long-term care. The average nursing home stay ranges from 2-5 years and costs on average of $135.00 per day currently in the United States. These averages and costs are going up little by little each year? Can you afford to be without long term-care insurance? Y...(related: Insurance)
Discount Life Insurance Will Give You The Best Protection You Need
There is always a chance that there is a better deal somewhere else, no matter what you are buying. That is why you should research and find discount life insurance. Did you know that life insurance ...(related: Insurance)
Car Insurance Online ? Benefits Of Applying For Auto Insurance Online
Drivers are applying for auto insurance online not just for the convenience of comparing quotes, but also to find the best insurance rate. The benefits also include discovering new discounts and not being locked into a long term relationship with an insurance company.Comparing QuotesBefore the internet, getting real quotes from auto insurance companies was difficult. But, now with a few clicks of a mouse, you can get instant access to insurance quotes based on the coverage you choose. Online insurance sites also allow you to look at the details of each plan, so you can compare the quality of coverage as well as the price.Finding DiscountsYou can reduce your auto insurance p...(related: Insurance)
Know Your Own Worth: A Practical Insight Into Covering Up
Almost anything can be insured these days: breasts, legs, your goldfish, your mental health, physical health, your own life, your child's life. You can insure against the bad weather, good weather, political events?.This week in Scotland, triathlon competitors were insured for £1 million in case they were injured by the Loch Ness monster according to the BBC?.life insurance perhaps? It would seem that recent rumours of Nessie seeking a more exotic meal of wild venison and exploring the loch shores have finally reached the corporate world. ( http://www.lochnesstooth.com/ )But is Nessie the real monster in this, what other terrible creatures lie hidden in the complexity o...(related: Insurance)
Health Insurance Options For Entrepreneurs
One of the most important benefits employed people enjoy is health insurance coverage. It is also the single most costly expense for self-employed entrepreneurs. So what can you do to reduce ever increasing costs of health care coverage? Here are a few tips.1. If a medical bill seems excessive, try negotiatingYour doctor or the office manager who handles billing will probably be flexible, provided you make a valid case. When one woman in Texas was charged $900 for surgery and "consultation," she explained that she had visited the hospital just once, for surgery; her bill was promptly cut by $370.2. Contact a m...(related: Insurance)
Guide To Home Insurance
Here is a useful guide to Home Insurance. Home insurance covers damage from incidents such as fire, theft, and vandalism to your house, usually adjacent structures like a garage or shed, and your personal belongings. It covers living expenses if your house becomes temporarily unusable.Home insurance, also known as Household Insurance is a policy designed to cover your home and if applicable its contents against the possible risks. If you have a mortgage, your lender will insist you have buildings insurance.There are two types of home insurance - contents insurance and buildings insuranceContents insurance is designed to cover your possessions if in the home in circumstances where you suffer a burglary or you have an accident where damage is cause...(related: Insurance)