If You Rent A Home, Protect It By Buying Renters Insurance
|
Renters insurance is often overlooked by people who are renting their house or apartment. Many people don't realize that their landlord's insurance only covers the building that you live, there in no coverage for your personal belongs. Renters insurance usually offers full coverage to protect your belongs from fire, flooding, theft, and many other types of perils.
Most renters' policies are actually very inexpensive, especially when compared with regular homeowners insurance; and it's easy to get a renters insurance quote. People who rent their homes or apartments may not realize that they may need liability insurance. You could be held responsible for injury to another person if they were injured in your rented residence. Fortunately, most renters insurance will guarantee personal liability coverage. Renters insurance will be able to help protect you in case of a liability lawsuit against you.
In addition, if the place you are renting becomes unlivable for any reason, most renters' insurance policies will allow additional living expenses. This means that your insurance will pay for your hotel room or any other expense you may have if your home become unlivable.
Some suggestions keeping your Renters Insurance premium low.
The cost of your renters insurance coverage will depend on many factors, including the place you live, your insurance company, your deductible, and many other factors. One tip is to increase the deductible, which will in the long run lower the amount of money you will have to pay. If you put in safety measures like fire alarms, burglar alarms, and fire extinguishers your insurance company may offer a discount. If you rent a home, a renters insurance quote will provide you with peace of mind and security for as long as you rent a home. With a little planning and searching you'll be able to find great rates on Renters insurance quotes and cheap renters insurance.
About The Author
Mike Yeager, Publisher
http://www.a1-insurance-quotes-4u.com/
|
|
|
Is Purchasing Travel Insurance Smart?
To answer the question "is purchasing travel insurance smart?" let's look at what insurance is.When you purchase insurance - health insurance, homeowner's insurance, car insurance, life insurance, or travel insurance - you're not making an investment. It's not the same as going to the bank and depositing money and expecting to reap financial rewards at some point. No, any insurance including travel insurance is about sharing risk in case of unforeseen catastrophic events.For thousands of years, risks have been shared during times of tragedy. The first formal insurance company, Lloyd's, was formed in 1769, and their insurance concept remains today - to gather the premiums of clients as a pool of resources to return to clients who experience covered events.Is purchasing ...(related: Insurance)
Mortgage Life Insurance
Owning a home is a dream for most of us, although it is an expensive one. The monthly payments usually take up a big slice of our monthly income, and the sudden loss in the event of you or your spouse's early death may leave your survivors unable to make payments. To make your family is protected from financial hardship, consider Pick-a-Term Mortgage Protection insurance.Pick-a-Term M...(related: Insurance)
Seven Steps To Filing Your Car Insurance Claim
Having even a teeny-tiny car accident can be one of life's least enjoyable moments. However, accidents happen, and sooner or later, we all have the experience of meeting one of our fellow road travelers up close and personal. Using the following seven steps to filing your claim will help you get over this speed bump as smoothly as possible.Step 1: Understand your policyBefore a loss, sit down and carefully read your insurance policy. Call your agent or company if you have any questions about what is or is not covered.Step 2: Exchange informationIf you are involved in an accident, get the other driver's name, address, phone number, insurance carrier, and insurer's phone number. Be prepared to give the same informatio...(related: Insurance)
Types Of Long Term Care Insurance
Regardless of what some people might think, medical insurance will not cover the expenses and services that ...(related: Insurance)
Basic Coverage Of Homeowner Insurance Policies
The insurance policy is a package that includes more than 1 type of insurance in a policy. There are 4 types of coverage contained in the home insurance policy.Included are:Dwelling and Personal PropertyPersonal LiabilityMedical PaymentsAdditional Living ExpensesIn this article, Dwelling and Personal Property Damage will be explained:Property damage coverage will help pay for any damage to your dwelling or personal property. Other parts of your home, such as a detached garage, a shed, or any other building on your property are usually covered for about 10% of the amount of coverage on your home.Personal property coverage pays for your personal property, which includes your furniture, clothing, and other personal property.The amount of that insurance coverage is about 50% of the policy...(related: Insurance)
Health Care And Health Insurance Costs Can Be Controlled Through Lifestyle Choices
As you probably know all to well, the cost of healthcare and health insurance premiums continue to increase at levels substantially above the general inflation rate. The reasons given for these extraordinary cost increases are numerous and include: technological advancements in the medical field, increased demand for medical services and prescription drugs, the aging of the population, cost shifting caused by the uninsured and governmental reimbursement rates, state and federal mandates, and costs associated with medical related lawsuits.As individual consumers, we have very little control over some of the factors contributing to the cost of healthcare. However, all of us have control ...(related: Insurance)
Tips For Choosing A Life Insurance Company
More than 150 insurance companies offer thousands of life insurance products in the UK.Choosing the right company and right product from this bewildering choice is challenging. Fortunately, there are some common sense guidelines th...(related: Insurance)
Business Insurance ? And What You Need To Know
Getting your business up and running is exciting, challengingand hard work. You're finally making money ? and you are thedriving force that is making your business grow. But have...(related: Insurance)
Tips On How To Save When Buying Car Insurance
If you want to save money when you purchase your car insurance here are a few ways that can help you as you search for auto insurance.First thing you can do is comparison shop. It cannot hurt to call around to see what other prices are out there. If the price is higher you know you are where you need to be and if you find a lower rate you always have the option to change. You can use information from Florida Department of Financial Services, or a similar department within your sta...(related: Insurance)
Why Buy Life Insurance?
Love. Yes, that's right. Love for your spouse, children, family, or even your school. This insurance provides financial protection for your family and friends when you die. There are basically two types of life insurance ? Term and Permanent.Term life insurance provides insurance for a specific amount of time. Like, for one year. You can usually renew annually, and this is called "Annual Renewal Term". This works until abo...(related: Insurance)
site-map - Copyright © 2006 Insurance | All Rights Reserved. | Insurance